SIP Investment Calculator
How much could your investments grow?
Enter your investment details on the left. Results update instantly using the market-standard SIP formula with monthly compounding.
Step 1
Your inputs
Allowed range: ₹500 – ₹10,00,000
Typical equity range: 8% – 15%
Longer horizons reduce timing risk
Market standard return presets
Annual step-up
Increase SIP each year as income grows
Step 2
Your results
Total value
₹23,23,391
₹10,000/mo · 10 yr · 12% p.a.
Total invested
₹12,00,000
Est. returns
₹11,23,391
Composition
Invested 52% · Returns 48%
Absolute return
93.6%
Wealth multiple
1.94×
In today’s value
₹12,97,369
6% inflation
Formula: FV = P × [((1+i)ⁿ − 1) / i] × (1+i), monthly compounding. Illustrative only — excludes taxes and fund expenses.
Plan with clarity
A Systematic Investment Plan (SIP) invests a fixed amount at regular intervals, helping average purchase cost over time. Use this tool to model contributions, expected returns, and optional annual step-ups before you speak with an advisor.
Stay consistent
Regular investing builds discipline and reduces the need to time the market.
Compound growth
Returns reinvested over longer horizons can meaningfully increase corpus size.
Step up over time
Increasing your SIP as income rises can accelerate wealth creation.